About United Home Life
United Home Life was founded in 1948 and focuses on simplified life insurance. Its current website highlights whole life, term life and accidental death products, with simplified underwriting designed to avoid routine medical exams and invasive testing for many products.
Whole Life
Current UHL offerings include simplified-issue and guaranteed-issue whole life options, including final-expense-oriented coverage.
Term Life
UHL currently offers simplified term products with different underwriting levels and coverage options.
Protector AD
Accidental death coverage remains part of UHL's current product lineup.
Current UHL agent tools
Use UHL's current agent portal for up-to-date resources, quoting and producer tools.
A long R.F.S. relationship
Rosenthal Financial Services has worked with United Home Life for years — a real partnership, not just a carrier listing.
This photo was taken on a United Home Life incentive trip with the R.F.S. team — a reminder of the relationship built with the company over the years.
Current Carrier Resources
For changing product details, quoting and forms, these links point to current UHL resources rather than relying on older copies stored on the R.F.S. site.
United Home Life Contracting
These familiar R.F.S. document paths remain available so existing direct links and bookmarks continue to work.
Get Contracted with United Home Life
United Home Life contracting through R.F.S. is now handled directly in the system rather than with a paper contract. Call R.F.S. at 678-603-1097 and Matt will enter your information and guide you through the contracting process.
Historical Product Materials
Several of the files below date from 2008–2012 and are provided only as historical references. Use current UHL resources for today's specifications, rates and state approvals.
United Home Life Videos
Watch these United Home Life videos for an overview of ROP Term and Protector AD.