Eligibility

- Covered ages: 18-64, Dependents covered age:19- 25 (if fulltime student)

- Individuals not eligible for Medicare, receiving disability benefits, Worker's compensation or currently pregnant.

- Pre-existing conditions: During the first 12 months following your effective date of coverage, no coverage will be provided for treatment of a pre-existing condition.

- HIPAA compliance: All plans are HIPAA compliant. Persons who leave the plan will receive a Certificate of Creditable Coverage. Those who enter the plan presenting a Certificate of Creditable Coverage will receive credit toward the AIM plans pre-existing conditions limitation.

- All plans are guarantee issue.

Disclaimer IMPORTANT! Our medical plans are a low-cost alternative (Limited Medical), providing medical insurance at fixed amounts, and these limited benefits are paired with medical discounts to designated providers.

The Limited Benefit Medical Plan offered thru AIM is a group insurance benefit program. The group insurance benefits vary depending on the plan selected. These benefits are provided under the group insurance policy. underwritten by A.M Best Rated Insurance Companies and are subject to the company's underwriting guidelines, exclusions, limitations, terms and conditions of coverage as set forth in the insurance policy and certificate, which includes a pre-existing limitation and other restrictions. This insurance is not basic health insurance or major medical coverage and is not designated as a substitute for basic health insurance or major medical coverage. This is a limited medical plan that provides for limitations to the coverage for each benefit. The plan limitations are disclosed in the certificate of coverage provided in the fulfillment kit which will be mailed to the applicant by the effective date of coverage.

*RBRVS is the methodology used by the federal government to determine benefits payable under Medicare.

These policies have a preexisting conditions limitation. Preexisting conditions are not covered until the policy has been in effect for more than 12 months. A preexisting condition is any condition you have now or had within a 6 month period prior to the effective date of coverage for each covered person. The A.I.M. Health Solutions Plan is HIPAA compliant. Persons who leave the plan will receive a HIPAA Certificate of Credible Coverage. Those who enter the plan presenting a Certificate of Credible Coverage will receive credit toward this plan's preexisting conditions limitation.