Get Contracted Today (Click Here)
Do I have to see my clients face to face with Assurity Products?
Assurity Life Insurance Company's origins are rooted in a century-long legacy of providing long-term security to policyholders that has earned generations of customer's confidence and trust.
Assurity Life serves customers across the nation, offering disability income, critical illness, long-term care and life insurance, annuities and speciality insurance plans through our representatives, worksite distribution and direct mail. Pension and investment management services are available through Pine Lake Advisors Inc., a subsidiary of Assurity Life.
With assets exceeding $2 billion, Assurity Life has built a reputation for "best in class" service and sound, conservation business practices with a disciplined approach to financial management. Headquartered in Lincoln, Neb., Assurity Life has earned a high rating from A.M. Best Company, the insurance industry's leading independent analyst. For more information about this rating, please visit http://www.ambest.com/ or http://www.assurity.com/.
We're proud of our history of integrity, financial accountability....and helping people through difficult times.
Click Here
Life Insurance Products (Click Here)
Term Life Insurance
Term 350 Life Insurance (Jet Issue Non-Med Term to $350,000)
Guaranteed Level Premium-Level Death benefit with High Non-Medical Limits, & Easy Issue!
Product Information:
| Title: | "NonMed Term 350 in Uncertain Economic Times" |
|---|---|
| Subject: | Term doesn't have to be a commodity sale! The last guy in the house with the lowest price doesn't have to get the case. Tune in to find out why. |
| Presenter: |
Troy Branch, JD, CLU |
| Duration: | 4 min. 38 sec. |
Click Here to Access The Video
Term 350 Plus Life Insurance
Guaranteed Level Premium-Level Death benefit with High Limits, & Outstanding Premiums!
Product Information:
Click Here to Learn How to Use the E-APP on The Term Products!!
Universal Life Insurance
Select Universal Life Insurance
Guaranteed Level Premium-Level Death benefit for the first 5 years!
Product Information:
Premier Universal Life Insurance
Premier Universal Life is targeted toward prospects that are focused on building substantial cash value within their life insurance policy. Guaranteed Level Premium-Level Death benefit for the first 5 years!
Product Information:
Last Survivor Universal Life Insurance
Designed to fund estate transfer expenses with minimum premium outlay
Coverage Starts at $100,000 or $2,000 Target Premium Issue Ages 16-85 - NT/T
- NO Policy Fee
- 5 Underwriting classes to choose from (Super Preferred Non-Tobacco 16-75, Preferred Non-Tobacco 16-75, Standard Non-Tobacco 0-85, Preferred Tobacco 16-75, & Tobacco 16-85).
- Riders available include; Accelerated Benefit, Disability Waiver of Premium, Other Insured (10 & 20 Year Term Option), Children's Term Rider. (Not all riders available in all states).
Whole Life Insurance
Whole Life Insurance
This whole life policy offers lifelong, permanent insurance protection that is ideal for individual, business or estate planning needs.
Product Information:
Single Premium Whole Life Insurance
This whole life plan was designed as an alternative to taxable fixed investments. A guaranteed death benefit is provided to maturity at age 121. The policy participates in dividend values which may be used to purchase paid-up additional life insurance.
Product Information:
Simplified Whole Life Insurance
This policy is designed to take care of your clients who may not qualify for traditional insurance due to health, or other risk factors.
Product Information:
- Product Highlights
- Product Guide
- Consumer Brochure
- State Availability
- Monthly Rate Books
- Height / Weight Charts
Acci-Flex Life Insurance
|
Acci-Flex is an accidental death benefit, guaranteed premium term life insurance policy. It is a non-participating policy. Premiums are guaranteed renewable to age 75. The product is issued on a Non-medical basis, however, after initial underwriting; some applicants may be required to complete an additional questionnaire or medical exam to determine insurability. Product Information:
|
AssurityBalance Simplified Critical Illness Insurance
AssurityBalance Simplified Critical Illness Insurance pays a lump-sum benefit at the first-ever diagnosis of 12 covered illnesses or procedures. Guaranteed renewable to age 75, this protection is available for individuals 18 through 59 years of age. Our Simplified Critical Illness also features the Return of Premium Death Benefit. This product also offers a short application with several health questions - no medical exams are required. (Product may vary by state, check to make sure this product is approved in your state.)
Product Highlights:
| Issue Ages: | 18 Through 59 (age last birthday) |
| Simplified Issue: | A short application is used. If client is within the build charts and can answer "no" to health questions, qualification is probable. |
| Rates: | Male/female, Tobacco/non-tobacco |
| Maximum Issue Limits: | $5,000 - $50,000 for each category |
| Multiple Benefits across Categories: | The first benefit is paid to you upon the initial diagnosis of a condition or procedure (see detailed list) in any one of the three categories. If you continue to pay the premiums and are diagnosed with a condition or procedure in a different category, you will again receive the benefit payment indicated. Your maximum benefit is up to three times the critical illness policy benefit amount. The multiple conditions must be diagnosed at least 180 days apart. |
| Category I: | Invasive Cancer (100 percent) Non-Invasive Cancer (cancer in situ) (25 percent - payable once per lifetime) Maximum benefit for this category: 100 percent |
| Category II: | Heart Attack (100 percent) Heart Transplant (or combination transplant including heart) - (100 percent) Stroke (100 percent) Coronary Bypass Surgery (25 percent - payable once per lifetime) Angioplasty (10 percent - payable once per lifetime) Maximum benefit for this category: 100 percent |
| Category III: | Advanced Alzheimer's Disease (100 percent) Coma (not as a result of a stroke) (100 percent) End-stage Renal (kidney) Failure (100 percent) Major Burns (100 percent) Major Organ Transplant (other than heart) (100 percent) Paralysis (Not as a result of a stroke) (100 percent) Maximum benefit for this category: 100 percent |
| Multiple Benefits within Categories: | If you have received a partial benefit within a category (e.g., 25 percent of the benefit for coronary bypass surgery) and you have another illness in the same category that pays 100 percent of the benefit (e.g., heart attack), you will receive the remainder of the total benefit for that category (e.g., 75 percent). |
| Renewability: | Policy is guaranteed to age 75. |
| Waiting Period: |
Coverage begins immediately for all conditions in Category II - Heart/Stroke and Category III - Other Illnesses and Conditions. Category I - Cancer has a waiting period. See specifics below. |
| Category I - Cancer Definitions: | - Invasive cancer is a malignant tumor with uncontrolled growth beyond its original site (includes leukemias and lymphomas). - Non-invasive cancer (cancer in situ) is a malignant tumor that has not invaded surrounding tissue. |
| Category I - Cancer Waiting Period: | Invasive and non-invasive cancers have a reduced benefit for the first 90 days of the policy. If cancer is diagnosed during the policy's first 90 days, the policy pays 10 percent of the maximum benefit for invasive cancer or 2.5 percent of the maximum benefit for non-invasive (in situ) cancer. If cancer is diagnosed after the policy's first 90 days, the invasive cancer benefit is 100 percent, and non-invasive cancer is 25 percent. |
| Survival Period Requirements: |
There are no survival period requirements. If you die of a covered illness and meet the criteria (including first-ever diagnosis), your beneficiaries receive the maximum benefit less any benefits previously received within that category for that illness. |
| Family Coverage: | Your spouse and/or children may receive critical illness insurance through riders on your policy with additional premium. |
| Benefit Payment: | The benefit payment goes directly to you and may be used for anything you wish (e.g., medical bills, mortgage or credit card payments, travel, experimental treatments, etc.) |
| Return of Premium upon Death: | If you die of any cause, 100 percent of the premiums paid by you less any benefits received are paid to your beneficiary. If you die of a covered illness and meet the criteria (including first-ever diagnosis), your beneficiaries receive the maximum benefit less any benefits previously received within the category for that illness. There is no extra charge for this provision. |
| Optional Riders: |
Riders (for additional premium): |
| Payment Modes: | Annual, semi-annual, quarterly, monthly bank draft and list bill |
Product Information:
Assurity's Simplified Critical Illness E-App
Click Here to view the Assurity Life's Simplified Critical Illness E-App Training Manual.
Disability Income
Assurity Balance Simplified Disability Income
Simplified Disability Income is an individual guaranteed-renewable disability income insurance policy with simplified application and issue processes. It's ideal for individuals in the lower to upper-middle income markets.
Assurity Personal (Fully Underwritten)
Personal Disability Income is an individual guaranteed-renewable disability income policy with a traditional definition of disability. It's ideal for individuals in the lower to upper-middle income markets. This policy is also perfect for small-business owners (under 100 employees), managers and/or employees.
Assurity Graded Benefit Disability Income
Graded Benefit Disability Income is an individual guaranteed-renewable disability income policy with a traditional definition of disability and graded benefit. Monthly benefits for the duration of a disability beginning in the first policy year will be 35 percent of the non-graded monthly benefit. For the duration of a disability beginning in the second policy year, the monthly benefit will be 70 percent of the non-graded monthly benefit. The non-graded monthly benefit will be paid for total disabilities beginning in the third policy year and thereafter.
(Click Here)
Assurity has partnered with iPipeline, a leading provider of online sales tools to host our catalog of applications and service forms.
Click Here to open the forms search engine
Instructions for downloading Assurity Apps and Forms
- For applications, select "New Business" from the Service drop-down box. Then select the state, product type and product name and click "Lookup."
- When the form matrix is loaded, you can add or remove supplemental forms using the "Add to Package" or Remove links. You can also view the form using the View Form icon.
- When you've constructed the form package you desire, hit the "Package & Deliver Selected Forms" button.
- You'll be given a brief summary of the estimated time to download the form package. Click "View & Print Forms" to download the form package.
Illustration Software CD
Click Here to Download the Software Use the following code for the installation password: ALC
Should you have any questions please contact the HelpDesk at extension 4333.
Assurity Life Contract
Click Here to download.
Call Us and Ask Us About Our High Commissions!!
7179 Jonesboro Rd.
Suite #202
Morrow, GA 30260
Phone:
770.968.5757
877.968.5757
Fax:
770.968.2657
Web Design by Griffin Web Design